We have been hearing questions like Brexit will take place or not? By when will Brexit-no deal come into effect? How the Brexit can affect driving across the border? If you are also listening to similar questions and you want to know more about it, then it is important to be acquainted with the Brexit-no deal and its effects on traveling:

In Ireland, MID (EU Motor Insurance Directive) lays down terms for driving of motor vehicles similar to other European countries. As of the current terms of MID, motor vehicles registered in Ireland can freely do the to and fro between Northern Ireland, Republic of Ireland, Great Britain and other EU countries. They are covered under the same insurance policy i.e. there is no need to have additional insurance documentation irrespective of the country you are traveling too. Precisely, the insurance policy is common for the given countries.

However, the proposition of Brexit means that the UK will leave the EU for the deal and will not be covered under MID. This implies that the motor vehicles registered in the Republic of Ireland will have to buy a separate valid motor insurance cover for the traveling in Northern Ireland and other parts of the UK. The Irish travelers should possess a Green Card demonstrating the valid motor insurance cover for Northern Ireland and the rest of the UK as soon as the deal will come into effect. Other effects of UK leaving EU in the deal are:

  • Driving across the border: The chief effect of UK leaving EU in the deal will be on driving vehicles across the border especially between Northern Ireland (and other parts of UK) and the Republic of Ireland (and other parts of EU). Flights, ferries, coach journeys, and trains are expected to continue to take the passengers across the border. However, road transport will need separate insurance documentation and other necessary documentation before crossing borders between Northern Ireland (and other parts of the UK) and the Republic of Ireland (and other parts of EU).
  • Visa concerns: Even if UK leaves the deal with EU, the UK travelers will not need a visa to travel in EU for up to 90 days within a period of 180 as confirmed by EU Parliament.
  • Valid passports: Once the Brexit comes into existence, your Irish (or EU) passport should have six months left on the date of arrival back in EU, as per the UK government. So, check for it before leaving the EU and plan your trip accordingly or renew your passport accordingly.
  • Driving License: If the Brexit-no deal happens then the drivers will have to apply for an international driving permit before driving across the borders.
  • Traveling with a pet: Pets will be able to travel across the border even in case of no-deal. However, terms and conditions will change. So, take the necessary steps well in advance before traveling to the UK with your pet.
  • Mobile call and data cost: As against the same call, message and data cost, currently allowed across borders, the rules for governing the respective cost may change after Brexit. If you start your travel after the Brexit-no deal materializes then check with your network service provider for the same.
  • Travel insurance: As advised by all governments, travel insurance is important before you start your trip. Your current insurance may not be valid in Northern Ireland (and other parts of UK) after Brexit so either add on to your current insurance or buy a new insurance cover carefully which can cover current and expected circumstances or any medical conditions in either country without being affected by Brexit. It is important to go through the terms and conditions of the insurance cover you plan to buy. You can take the advice of your insurance executive to guide you appropriately for buying an apt insurance cover for your tour.

Car insurance Ireland, caravan insurance and other types of Insurance policies necessary for driving across borders are available with established companies like Britton insurance. Hire them for saving your hassles in buying an appropriate insurance cover for your requirement as their appropriate guidance and variety of solutions are hard to find elsewhere. Though you have some time in hand to update your insurance cover as the date of Brexit-no deal has been extended to October 31, 2019. Till then the current travel norms will continue. But the earlier steps you take to safeguard yourself, the better it is.

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